Our Services
You're already paying for most of these savings — you just haven't collected them yet. We find the money, recover the overpayments, and set up the programs your business should've had years ago.
01 — Employee Healthcare
Better Benefits.
Lower Costs. No Trade-Off.
A preventive care and wellness program that improves your employees' health outcomes, reduces absenteeism, and puts money back in the business — simultaneously.
Preventive Care &
Employee Wellness Programs
What if you could give your team access to better healthcare benefits — and it actually saved your business money? That's not a pitch. That's exactly what this program delivers.
Our employee wellness and preventive care program layers on top of your existing health insurance — adding 24/7 virtual urgent care, 1,000+ no-cost prescriptions, mental health support, chronic disease management, and more. It doesn't replace your current plan or your broker. It makes everything dramatically better for everyone.
The program works through a payroll structure that reduces your FICA tax exposure, generating real savings that cover the program cost and then some. Employees get better coverage. The business nets a positive. Nobody changes their doctor or their insurance.
"$640 average employer savings per employee, per year. No upfront cost. No disruption. Fully compliant."
24/7 Virtual Urgent & Primary Care
Response times as fast as 10 seconds. No missed workdays for routine care visits.
1,000+ No-Cost Prescriptions
Covered at zero out-of-pocket cost for employees and their families.
Mental Health Support
Individual and group counseling for depression, anxiety, marriage, and more.
Chronic Disease Management
Ongoing support for employees managing long-term health conditions.
Wellness Programs
Weight management, smoking cessation, fitness tools, and nutrition support.
Member + 5 Dependents
Full coverage extends to employees and up to five family members at no added cost.
Fully HIPAA, ERISA, ADA, and IRS compliant. Compatible with all major payroll systems. A dedicated implementation team handles setup from start to finish.
See How Much Your Company Would Save →02 — Debt Resolution
Stop Paying for Money
You've Already Spent
Debt isn't just a burden — it's a growth ceiling. We help individuals and businesses reduce, restructure, or eliminate it through a no-pressure, education-first approach.
Debt Resolution &
Relief Programs
Every dollar going toward excessive interest is a dollar that can't go toward your business, your people, or your future. Let's change that.
We walk you through every realistic option, explain what each one actually means for your situation, and let you make an informed decision. We don't push any single solution — more people follow through when they understand what they're doing and why.
"Most people don't know how many options they actually have. Showing you every one of them is where we start."
Attorney-Backed Debt Disputes
100% attorney-backed program leveraging federal law to dispute, reduce, or eliminate debt. If a collector can't verify it, they can't collect it.
Charged-Off & Third-Party Debt
For accounts sold to collectors — uses consumer rights under federal debt collection law to challenge and verify balances.
IRS Tax Debt Relief
In-house IRS Enrolled Agent support and negotiation programs to reduce, alleviate, or eliminate what's owed.
Mortgage Acceleration
Proprietary software that shows homeowners how to pay off a 30-year mortgage in as little as 7 years — without refinancing.
Vehicle Repossession Defense
Stops the repossession process and renegotiates directly with the creditor before a vehicle is taken.
Student Loan Relief
Federal forgiveness programs for government loans, plus dispute-based strategies for private student loan debt.
Summons Support
Direct assistance for individuals facing aggressive legal debt collection, subpoenas, or court-ordered actions.
DIY Debt Relief
Prefer to handle it yourself? We guide you through the exact methods and processes to do it right.
03 — Legal & Identity Protection
Legal Access Without
the $300/hr Surprise
Ongoing access to licensed attorneys and identity theft protection — at a predictable monthly cost, for individuals and businesses alike.
Legal Access &
Identity Protection
Legal problems don't wait for a convenient time. Neither does identity theft. Affordable, ongoing access to both is no longer out of reach.
Through a low monthly membership, individuals and businesses get access to a nationwide network of licensed attorneys for advice, document review, estate planning, and identity theft protection. The kind of legal support most people avoid because they can't predict what it'll cost — made accessible and predictable.
For employers, this is a high-value benefit you can offer your team at little to no additional cost — adding real, tangible support that makes a genuine difference in employees' lives and sets you apart in a competitive hiring market.
"Affordable, predictable legal support — instead of avoiding the attorney because you're afraid of the bill."
Coverage areas include family law, estate planning, real estate, consumer finance, traffic and accidents, employee rights, identity protection, business contracts, employment issues, civil litigation, debt collection, intellectual property, and business licensing.
Learn More About Coverage →04 — Additional Services
More Ways We
Recover Your Money
From hiring tax credits and workers' comp overpayments to utility audits and healthcare revenue recovery — if there's money being left on the table, we find it.
Hiring Tax Credits &
Employment Incentives
You're hiring anyway. You should be getting paid for it — and there's a solid chance you're leaving significant credits unclaimed right now.
If your business is growing, experiencing turnover, hiring seasonally, or bringing on veterans, young adults, individuals with disabilities, or long-term assistance recipients — there are real, significant tax credits available. These aren't loopholes. They're programs that exist specifically for businesses like yours.
We analyze your hiring history against the full landscape of local, state, and federal incentive programs — identifying every credit you qualify for, documenting what's needed to claim them, and making sure nothing falls through the cracks.
"Seasonal employers, manufacturers, retailers, restaurants, hotels — if your workforce fluctuates, you're almost certainly leaving credits unclaimed."
Workers' Comp Audits —
You've Probably Been Overcharged
Workers' compensation is one of the most expensive line items on your books. It's also one of the most riddled with billing errors — and your carrier isn't rushing to tell you about them.
Most states have over 700 approved classification codes, and the rules shift constantly. Rating bureau changes, audit errors, misclassified payroll, incorrect experience modification calculations — any one of these can silently inflate your premiums for years. Your broker isn't catching it. Your carrier certainly isn't volunteering to fix it.
"7 out of 10 businesses have overpaid their workers' comp — and most don't find out until someone does an independent review."
We don't just review your current policy. We go back up to seven years, identifying every overcharge and recovering what's owed. No disruption to your coverage. No carrier changes. Just refunds.
Utility Audits —
The Silent Budget Leak
Utility companies are not required to give you their best rate. The system is designed to make it hard to know when you're overpaying. We were built to fix exactly that.
Energy tariffs, rate structures, surcharges, and regulatory changes are a moving target — and most businesses end up stuck on outdated, overpriced plans because no one pushed for better. Whether your state is regulated or deregulated, we know the current rules and we use them on your behalf.
We also go beyond electricity and gas. Water and sewer invoices are among the most commonly overbilled — and most overlooked — line items in any business. Billing errors, incorrect meter reads, and unnecessary charges can quietly drain thousands from your budget every year.
"Your utility provider isn't going to call you with a better deal. That's our job."
Medical Billing &
Revenue Cycle Management
Healthcare providers lose an average of 15% of monthly revenue to poor accounts receivable follow-up alone — before you factor in coding errors, claim denials, and staff hours burned chasing reimbursements.
Our revenue cycle management services handle the full billing process from the moment a patient walks in to the moment payment is received — so your clinical team can focus on care, not paperwork. Certified billing and coding specialists maintain a 99.9% claim acceptance rate and 98% first-submission payment rate.
"Physicians in private practice walk away from an average of 30% of their income by not following up on rejected claims. We follow up on everything."
Medical Billing & Coding
Certified coders with 10+ years of experience ensuring accurate claims and maximum reimbursement on every submission.
Chart Auditing
Identifying coding errors and compliance gaps before they become denials or audit liabilities.
Accounts Receivable Management
Consistent, aggressive follow-up on outstanding claims so revenue isn't left sitting in a queue.
Denial Management
Root cause analysis on rejected claims, rapid resubmission, and process changes to prevent recurrence.
Credentialing & Contracting
Managing payer relationships to ensure contracts are current and optimized for reimbursement.
Eligibility Verification
Preventing front-end denials by verifying patient coverage before services are rendered.
ASC Billing
Specialized billing for ambulatory surgical centers — an area most billing companies lack the expertise to handle.
Compliance Training
OSHA, HIPAA, fraud and abuse, HR, and patient safety training through an online compliance center.
Ready to Stop Leaving
Money on the Table?
A free assessment costs you nothing. The average client recovers tens of thousands of dollars they didn't know they were owed. Let's find out what's waiting for you.
Schedule Your Free Assessment →TAX INCENTIVES
Money the Government
Set Aside for You
Federal and state programs designed to reward businesses for hiring, growing, and investing. Most businesses qualify and never claim a dime.
Hiring Tax Credits &
Employment Incentives
You're hiring anyway. You should be getting paid for it — and there's a solid chance you're leaving significant credits unclaimed right now.
If your business is growing, experiencing turnover, hiring seasonally, or bringing on veterans, young adults, individuals with disabilities, or long-term assistance recipients — there are real, significant tax credits available to you. These aren't loopholes. They're programs that exist specifically for businesses like yours.
We analyze your hiring history against the full landscape of local, state, and federal incentive programs — identifying every credit you qualify for, documenting what's needed to claim them, and making sure nothing falls through the cracks.
More cash. Less chaos. Zero BS. That's what we deliver—proven solutions for debt reduction, expense recovery, and healthcare benefits that actually work.
